This bag is beyond fabulous! At first look, you see a lovely luxuriously soft underarm hobo. Attach the shoulder strap, and you have a hands-free bag for shopping and cycling. Unsnap the smaller bag from inside and add the shoulder strap for a small day pouch. Or use the loops on the back to slide it over your belt to keep it safe and secure. 3 in 1 underarm or shoulder bag with wallet.